Debit Cards Casino Guide
Nearly 9 out of every 10 adults in the UK owns and uses a debit card, so it doesn’t come as a shock that nearly every single UK online casino accepts debit cards as a payment method. Debit cards are fast, using them is free, and all it takes is a few seconds to enter your information and start playing at your favourite online casino.
Debit cards differ from credit cards in a few important ways, one of which is that debit cards use funds you already have instead of granting credit, which excludes them from the coverage provided under the Consumer Credit Act. While this means that you don’t have any protection if one day for some strange reason you start spending out of control both in a casino as from any other part. Likewise, some of the advantages of using a credit card such as accumulating loyalty points aren’t available with debit cards, but most people will never miss the points they don’t earn.
Using a Debit Card at an Online Casino
Maestro is the preferred debit card for UK online casinos, as it is generally much cheaper than other debit cards. If you don’t have a Maestro card, ask your bank to see if getting one is an option. Maestro is recommended because almost anything you do with it is free. This is opposed to cards such as MasterCard Debit, Visa Debit, and Visa Electron charge up to 1.75% in order to top up an e-wallet, for example.
Another obvious advantage of using a Maestro, or any debit card, is that you can avoid the issues of being charged a cash advance fee, as you are simply using your own money instead of incurring debt. With credit cards you need to keep a close eye on how much you spend to avoid racking up huge charges which you can’t repay. However, with a debit card all you need to do is check your currency account balance to know exactly how much money you can spend.
For those of you still worried that you might go a bit overboard and spend your rent money on online slots, most casinos allow you to set a deposit limit when using debit cards. You can choose a certain maximum deposit amount on a daily, weekly, or monthly basis, and get special alerts when
you are nearly your limit. And casinos won’t just let you call them and remove the limits, either. Once a deposit limit is removed, casinos impose a cooling off period before the new limit comes into effect.
Keeping Your Debit Card Secure
As with any other type of online payment using a debit card, there are some guidelines which you should follow in order to keep your card and personal information secure. You should never give out your card and account number over the phone or through email, only through websites with secure SSL encryption. Likewise, you should keep your physical debit card in a safe place, separate from your account details and never give or lend your card to anyone.
Even if you keep the card safe, you should always check your bank statements to make sure that no unauthorized charges have been made so that you can dispute them immediately. One rule that casinos follow is that any whenever a debit card is used, the name on the card must perfectly match the name on the casino account. This makes sure that you, and only you, are able to use a your debit card to fund an online casino account.